Condo Insurance

Safeguard Your Condominium Investment with a Comprehensive Insurance Policy from Promise Insurance Agency

Promise Insurance Agency, your trusted partner in safeguarding your most valuable investment – your condominium! Condo, or HO6 insurance is crucial to protecting your home and its contents from unexpected perils or loss. While the condominium association is responsible for providing insurance for the outside of the development and its common areas, it is the owner’s responsibility to obtain insurance to protect the interior and contents of the home. Properly securing your property with and HO6 policy is a wise decision and at Promise Insurance Agency, we understand the unique needs of condominium owners. Our tailored insurance solutions offer comprehensive coverage and peace of mind.

What Is Covered Under a Condo Insurance Policy?

What Is Covered Under a Condo Insurance Policy?

  • Dwelling Coverage: Protects the interior of your home, covering walls, floors, ceilings, and fixtures against fire, lightning, and windstorm damage.
  • Personal Belongings: Safeguards your furniture, clothing, electronics, and appliances from theft, vandalism, or damage, both inside and outside your condominium.
  • Liability Protection: Condo insurance provides liability coverage in case a person is injured on your property and/or their personal property is damaged. The homeowner is protected if that person decides to pursue legal action for medical bills and/or replacement of the damaged property.
  • Loss of Use: Covers temporary living expenses, including hotel bills and meals, if your home becomes uninhabitable due to a covered peril.
  • Additional Living Expenses: Helps maintain your lifestyle during temporary relocation due to a covered loss, covering beyond accommodation and meals.
What Is Not Covered Under a Condo Insurance?

What Is Not Covered Under a Condo Insurance?

All HO6 policies have a list of coverage exclusions. The following are common examples of what is not covered under these policies.

  • Earthquakes
  • Flooding
  • Termite damage
  • Wear and tear
Why Choose Promise Insurance Agency for Condominium-HO6 Insurance?

Why Choose Promise Insurance Agency for Condominium-HO6 Insurance?

At Promise Agency, we take immense pride in being HO6 insurance specialists. Our commitment to providing personalized and tailored insurance solutions to suit your unique needs sets us apart from the rest.

  • Expertise: With years of experience in the insurance industry, our dedicated team of experts understands the intricacies of condo insurance. We offer professional guidance, ensuring you get the right protection and coverage limits.
  • Customizable Plans: We believe one size does not fit all, so we offer flexible and customizable insurance plans. Our policies are designed to accommodate varying condominium sizes, ownership arrangements, and budget constraints.
  • Competitive Rates: Quality coverage does not have to come at exorbitant prices. Promise Agency offers competitive rates, ensuring that you receive maximum value for your HO6 insurance investment.
  • Customer-Centric Approach: We prioritize our customers and their needs more than anything else. Our team is always ready to answer any questions, find the right coverage and limits for your needs, and address any concerns. We are here for you!

Call Promise Insurance Agency Today!

Let Us Help Protect You, Your Investment, and Your Future!