Commercial Auto Insurance CA | Small Fleets

Running a business requires more than just hard work and dedication. It also requires proper protection for your assets and employees. Commercial Auto & Small Fleets insurance is a type of coverage that protects business owners who use vehicles for their operations. At Promise Insurance Agency, we understand the importance of safeguarding your business and the need for a reliable insurance partner to help mitigate risk.

Coverages Offered by Commercial Auto & Small Fleets

Commercial Auto & Small Fleets insurance provides coverage for a variety of vehicles used for business purposes. Here are some examples of what is typically covered:

Liability Coverage: This covers any damages caused by your vehicle to third parties, including their property and bodily injury. It also includes legal defense costs in the event of a lawsuit.
Collision Coverage: This covers damage to your vehicle caused by a collision with another vehicle or object, regardless of who is at fault.
Comprehensive Coverage: This covers damage to your vehicle caused by non-collision incidents, such as theft, fire, vandalism, or weather events.
Medical Payments Coverage: This covers medical expenses for you or your passengers if they are injured in a covered accident.
Uninsured/Underinsured Motorist Coverage: This covers damages if you or your passengers are injured by a driver who doesn't have insurance or enough insurance coverage to pay for your injuries.
Cargo Coverage: This covers physical damage, theft, or loss of goods being transported in your vehicle.

How Does Commercial Auto & Small Fleets Insurance Work?

Commercial auto and small fleets insurance protection for the vehicles that businesses use for their business operations. The policy protects these vehicles against property damage and liability claims from accidents or other incidents involving insured vehicles. The cost of coverage varies and is dependent upon factors such as recent driving activity or history, size/weight/value of vehicles, distance the vehicles are driven, and how the vehicles is used in the business. Don't leave your small fleet's future to chance! Secure it with affordable insurance options, and rest easy knowing your vehicles are protected.

Protect Your Business from Diverse Risks with Promise Agency!

Every business has basic insurance requirements, but there are many that have unique exposures that may not be covered under your basic commercial insurance policy. This is why we focus intently on each client’s business. Our diligence allows us to provide our clients personalized insurance solutions, tailored to cover the unique needs and exposures of each business. Contact us today for the security and peace of mind you’ve earned!