Commercial Truck Insurance | California | Promise Insurance Agency

We understand that as a trucking business owner in California, you face unique challenges when it comes to protecting your assets and employees. That's why we're here to provide you with comprehensive and customizable trucking insurance solutions that give you peace of mind, knowing that you're covered in case of any unexpected events. MCP-65 and other required filings are available.

What Does Trucking Insurance Cover?

Trucking insurance is a specialized type of insurance that covers the risks associated with commercial trucking. It offers coverage for a range of different scenarios, including:

Liability Coverage: This provides coverage for another party’s bodily injury and property damage that your truck may cause in an accident if you’re found to be at fault.
Physical Damage Coverage: This covers the cost of repairs or replacement of your truck in case of damage from an accident, fire, vandalism, theft, or other covered event.
Cargo Coverage: This provides coverage for any damage, theft, or loss to the cargo you are transporting.
Trailer Interchange Coverage: This covers any damages caused to a trailer that is being hauled by your truck under a trailer interchange agreement, but is not owned by your company.
Non-Trucking Liability Coverage: This covers liability when the truck is being used for non-business purposes.
Bobtail Liability Coverage: This covers liability, damages to other other’s property and/or injuries to other people, when the truck is being driven without a trailer.

How Does Trucking Insurance Work?

Trucking insurance works by providing coverage for the risks that are specific to the commercial trucking industry. You pay a premium to the insurance company in exchange for coverage, and the insurance company agrees to pay for any covered losses or damages up to the policy limit. The amount of coverage you need will depend on a variety of factors including driving records, the type of cargo you are transporting, the size and weight of your truck, and the distance you are traveling.

Limit Your Trucking Risks with Promise Agency!

At Promise Insurance Agency, we understand the unique needs of the trucking industry, and we're here to provide you with the customized insurance solutions that you need to protect your business. With our comprehensive coverage options, competitive rates, and exceptional customer service, we can help you get the right choice for all your trucking insurance needs. Contact us to get started.