Workers' Comp Insurance in CA | California

As a business owner, you understand the importance of protecting your employees from potential workplace injuries or illnesses. That's where worker’s compensation insurance comes in. Worker’s compensation insurance is a type of insurance that provides coverage to employees who are injured or become ill due to their work. We offer you the best coverage at affordable rates. Protect your business and employees, and receive exceptional customer service and support. Get the Safety and Security of Your Employees with Promise Agency's Worker’s Compensation Insurance.

What Does Worker’s Compensation Insurance Cover?

Worker’s Compensation Insurance is designed to protect your employees and your business from the financial burden of workplace injuries. It covers the following expenses:

Medical Expenses: The policy covers the cost of medical treatment for the injured employee, including doctor visits, surgeries, and hospitalization.
Lost Wages: If an employee is unable to work due to a workplace injury, the policy covers their lost wages.
Rehabilitation Expenses: The policy covers the cost of rehabilitation or physical therapy for the injured employee.
Death Benefits: In the unfortunate event of an employee's death, the policy covers funeral expenses and provides benefits to the employee's family.
Legal Fees: If an injured employee files a lawsuit against your business, the policy covers legal fees.

How Does Worker’s Compensation Insurance Work?

In California, Worker’s Compensation Insurance is mandatory for businesses with one or more employees. If an employee is injured on the job, they must report the injury to their employer within 30 days. The employer must then file a claim with their Worker’s Compensation Insurance provider. The insurance provider will investigate the claim and determine whether it is valid. If the claim is approved, the insurance provider will cover the expenses outlined in the policy.

Get the Right Protection with Promise Agency!

Get personalized Worker’s Compensation Insurance for your business from Promise Agency. Our experienced team works with top-rated providers to offer the best coverage at affordable rates. Protect your business and employees with Promise Agency. Contact us today to get started with it.